Here’s a WordPress post_tag description for the title “記帳” (jìzhàng, meaning “Accounting” or “Bookkeeping”) in Traditional Chinese, keeping SEO and user experience in mind:

**Description:**

探索關於財務管理和個人理財的資源。瞭解如何有效地**記帳**，追踪支出，儲蓄，預算，並改善您的財務健康。此標籤涵蓋了各种**記帳**方法、技巧，從傳統的簿記到現代的數位應用程式，幫助您掌握自己的財務狀況。如果您想改善您的財務，學習如何**記帳**，並獲得財務自由，您一定會喜歡這個標籤下的內容！

**Translation & Explanation of choices:**

* **關鍵字優化 (Keyword Optimization):** The term “**記帳**” is repeated naturally for effective keyword density.
* **豐富性 (Richness):** The description tries to be engaging and not just a definition. It hints at the types of content that will be tagged, such as methods, techniques, and applications including bookkeeping.
* **使用者引導 (User Guidance):** It guides the user about what information to expect under this tag.
* **號召性用語 (Call to Action – implied):** It encourages the reader to explore the content, setting them up to find what they need.
* **Traditional Chinese usage:** The character forms are standard in Traditional Chinese.
* **Avoids the obvious:** Rather than just stating the definition of “記帳”, it gives context around the purpose, which is more useful than just the definition.

**This description aims to be:**

* **Informative:** Gives the user some context to understand the content.
* **Descriptive:** Summarizes the type of content the tag covers.
* **Engaging:** Encourages the user to browse the tagged posts.
* **SEO-friendly:** Includes the target keyword naturally within the description.